Retirement Security in a Pandemic, III: Invest for the long-term

Part Three of Three Joslyn G Ewart, CFP® — September 15, 2020 There may be no better starting place for a discussion of Retirement Security in a Pandemic, III: Invest for the long-term, than a refresher regarding the marshmallow test. The marshmallow test was a study on delayed gratification led by Stanford University professor, [...]

Retirement Security in a Pandemic, III: Invest for the long-term2021-01-27T17:15:13+00:00

Retirement Security in a Pandemic, Part Two: Plan and Prioritize

Part Two of Three Joslyn G Ewart, CFP® — August 4, 2020 It is not uncommon for considerations of retirement security to begin with a debate about the capital markets: Will they go up or will they go down? This focus—just as you are trying to plan your retirement savings, establish your retirement date, [...]

Retirement Security in a Pandemic, Part Two: Plan and Prioritize2021-01-27T17:15:23+00:00

Retirement Security in a Pandemic, Part One: Lead with savings

Part One of Three Joslyn G Ewart, CFP® — July 14, 2020 A nugget of wisdom that Warren Buffet has passed along more than once offers the perfect introduction to our discussion about retirement security: You only find out who is swimming naked when the tide goes out. In other words, any investor whose [...]

Retirement Security in a Pandemic, Part One: Lead with savings2021-01-27T17:15:35+00:00

5 Rules to Live by During a Pandemic

For the past twelve weeks, we have provided weekly perspective about the medical and financial crises that struck in the early spring. As the nation segues from sheltering-in-place to heading back to some normal activities, many of us face a similar concern: What can we do to minimize our risk from the pandemic? This [...]

5 Rules to Live by During a Pandemic2021-01-27T17:17:51+00:00

Retirement on Your Mind?

Your 401(k) Plan: Business that’s Personal Over the past couple of decades, “401(k)” has become the catchall term for retirement savings. As financial advisors, we at Entrust could not be more pleased that 401(k) plans are widely familiar. After all, clients want a comfortable income during retirement, just as they do while working, and [...]

Retirement on Your Mind?2021-01-27T17:23:43+00:00

Taxes on Your Mind?

Good News, Bad News for Your Retirement Accounts: The SECURE Act If you own a retirement account, you could experience good or bad news in the year ahead due to the recent passage of the “SECURE Act.” Good News If you have not yet been required to begin distributions from your retirement account(s) (the [...]

Taxes on Your Mind?2020-02-05T19:58:52+00:00

Secure Your Retirement with a Simple Rule-of-Thumb

It is easy to be daunted by the need to save for retirement. For starters, your retirement savings plan requires setting goals, determining timelines for achieving them and the acceptance of investment risk, so that your invested retirement accounts may appreciate. However, aiming to secure your retirement does not stop there. The next step [...]

Secure Your Retirement with a Simple Rule-of-Thumb2019-10-16T19:44:32+00:00

Does it Matter if I Own My Home When I Retire?

Owning your own home was a fundamental American value for many of us when we grew up. It was considered a symbol of success, of having “made it.” Those who did not felt they had missed out on something, that not owning helped prove their marginal financial success. For instance, Joslyn remembers her father [...]

Does it Matter if I Own My Home When I Retire?2019-09-25T21:30:23+00:00

What Matters in Retirement? Income!

Entrust hosts periodic educational sessions to help women ensure that they are on track financially. One vital educational topic is: What Matters Most in Retirement? Income. In fact, just the other day we enjoyed a robust discussion at our session that was devoted to retirement planning. The women in the group who admitted they [...]

What Matters in Retirement? Income!2019-09-25T21:01:10+00:00

3 Reasons to Maximize Your 401(k) Contributions

We love the industry chart that shows how much one dollar can appreciate if invested in the capital markets over a long period of time. In fact, for successful investors, the likely investing time-horizon is a lifetime—even though income will be distributed from their portfolios during retirement. Not surprisingly, a careful review of the [...]

3 Reasons to Maximize Your 401(k) Contributions2019-09-19T19:28:58+00:00