Divorce Transitions Assisting Clients Assisting Attorneys

Seven Essential Reasons Why Attorneys Choose to Work with a Certified Divorce Financial Analyst™

7. Finds the Money

A CDFA helps you gather, track and analyze all financial data, including every aspect of each type of retirement plan. A CDFA helps find hidden or "forgotten" marital assets.

6. Crafts Property Division Scenarios

A CDFA works with you to craft a variety of financial scenarios, to demonstrate the short and long-term consequences of potential property divisions.

5. Helps Solve for Alimony

A CDFA helps your client prepare a detailed and realistic spending plan. A CDFA "solves" for alimony. Guess-work is eliminated with alimony calculations that demonstrate "her need" and "his ability to pay." Solutions reflect how much she needs and for how long.

4. Analyzes Tax Consequences

A CDFA identifies and analyzes tax considerations and consequences: federal and state income taxes, capital gains taxes, taxable assets vs. non-taxable assets vs. tax-deferred assets, net spendable income calculations for self-employed spouses.

3. Saves You Time

A CDFA drafts the QDRO or DRO for your review and signature. Tasks include: distinguishing between qualified and non-qualified, Erisa and non-Erisa plans; contacting the Pension Plan Administrator and navigating rules, terms, and amendments of the Summary Plan Description; defining and determining the financial impact of various payout options; planning for the impact of the death of the employee or of the non-employee spouse.

2. Affirms Your Strategy

A CDFA educates your client by providing Financial Proposals illustrating potential property divisions that affirm your strategy, so that he/she can make informed decisions. Each spouse may be provided with his/her own personalized cash flow illustration, including information such as his/her expenses, earnings, social security, pensions, alimony, child support, personal and retirement assets.

1. Provides Expert Testimony

A CDFA works with you to prepare trial exhibits and charts to substantiate your Equitable Distribution Proposal.

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